Ideas Hand Book

Debt Consolidation: Pros and Cons

Whether you’re on the edge of bankruptcy or trying to manage your finances, you can’t help but notice all the ads touting debt consolidation. So, is debt consolidation a good option for you? Read on

Important Questions to Ask Your Mortgage Lender

Asking questions and doing your research is crucial when looking for a mortgage lender. This is important because firstly, not all lenders are the same, and secondly, you need to understand as much as possible

Banking Tips for Beginners

Finances can be a blessing and a curse for beginners, but knowing the basics will definitely prepare you for what’s to come. Banking is the first baby step in your financial journey. Continue reading for

Ask Yourself These Questions Before Taking a Personal Loan

Personal loans may provide an affordable alternative to credit cards. They can also help you finance big purchases while saving on interest. Today, personal loans are growing in popularity, with many people choosing to borrow

ANSWERED: Stock Investing FAQs

Investing in stocks is an awesome way to grow wealth. For long-term investors, stocks can be a good investment during periods of market volatility. The best way for beginners to get started in the stock

How to Read and Understand Your Credit Scores

A credit score is a three-digit number that can have a big impact on your financial life. Credit scores can affect your ability to qualify for loans or get a credit card since they give

Credit Card Info: The Basics You Need to Know

Whether you’re shopping online or paying for groceries, using a credit card is a huge part of everyday life for many people. That’s why it’s very important to understand the basic info found on both

Refinancing Your Mortgage: Requirements Explained

Refinancing your mortgage can bring you freedom - there’s no question about it. Refinancing allows you to borrow on your home’s equity, get rid of your mortgage insurance, shrink your monthly payments, or shorten your

Life Insurance Application: What You Need to Know

If you’ve been shopping for life insurance, you’d know that applications require detailed questions, and mistakes can be costly. Read on to know what you need before you start. Medical and Lifestyle Questions A life

What to Look for in Homeowners Insurance

Our homes are more than just assets. They're safe havens for ourselves and our family. That’s why protecting them with insurance is a must. Here's what to look for when it comes to homeowners insurance: