Credit Card Info: The Basics You Need to Know

Whether you’re shopping online or paying for groceries, using a credit card is a huge part of everyday life for many people. That’s why it’s very important to understand the basic info found on both your account and your credit card itself. By doing so, you can protect your data and communicate effectively when a retailer or a creditor asks for your card details. Here’s a breakdown of some information you should know about your credit cards.


Credit cards are financial tools. Understanding how they work can help you maintain and build upon your experience while using them. Here are the key pieces of credit card info you may be asked to provide and where to find each.

Credit Card Number

A credit card number is a 13-19 digit number that is embossed or printed on the front of your card, towards the bottom. Keep in mind that some issuers print the card number on the back.

Cardholder Name

The cardholder’s name is embossed or printed on the front of the card towards the bottom. The name on the credit card should match a government-issued ID for the cardholder. Most of the time, a complete name may appear as the first initial and the last name.

Expiration Date

The expiration date is found on the front of the card, between the card number and cardholder name. Expiration dates show the month and year that the credit card will expire. Sometimes, the actual expiration date is the final day of the month listed.

CVV or Security Code

A CVV code is a three-digit number located on the back of your card, near the signature box, under the magnetic strip. If you have an American Express credit card, the CVV is a four-digit code located at the front of your credit card.

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